Finance Legislation

Laws governing financial services, banking regulation, insurance, investment, and securities trading.

The Social Security (Contributions) (Republic of India) Order 2026

The Order modified UK social security legislation to give effect to the reciprocal contributions agreement with the Republic of India.


This Statutory Instrument brings into effect the Agreement on Social Security relating to Social Security Contributions signed between the United Kingdom and the Republic of India to ensure reciprocal arrangements and prevent double liability for social security contributions for individuals working in either territory.

It modifies relevant UK social security legislation and establishes detailed rules on which state's legislation applies to employed persons, detached workers, mariners, and aircraft crew, complemented by administrative provisions for cooperation, data protection, and dispute resolution, while stipulating that the Order comes into force upon the exchange of formal notifications between both states.

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The Digital Markets, Competition and Consumers Act 2024 (Alternative Dispute Resolution) (Conferral of Functions) Regulations 2026

Published: Wed 11th Mar 26 Came into force: Mon 6th Apr 26

Statutory Instrument conferred key functions related to the accreditation, fee approval, enforcement, and reporting of consumer Alternative Dispute Resolution (ADR) providers under the DMCC Act 2024 onto the Chartered Trading Standards Institute (CTSI) starting April 2026.


These Statutory Instruments, made under the Digital Markets, Competition and Consumers Act 2024, formally confer specific regulatory functions related to Alternative Dispute Resolution (ADR) for consumer contract disputes onto the Chartered Trading Standards Institute (CTSI), effective April 6, 2026.

The Regulations detail the procedures the CTSI must follow when approving fee provisions, handling accreditation applications, suspending or revoking accreditations, enforcing compliance, and disclosing relevant information to consumers, alongside establishing mandatory quarterly and annual reporting requirements to the Secretary of State and the public.

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The Diocese of Guildford (Educational Endowments) (St Bede’s Church of England Junior School) Order 2026

The Secretary of State appointed the Guildford Diocesan Board of Finance as trustee, authorized the sale of the former St Bede's Junior School assets, and consolidated the endowment under uniform statutory trusts for use by relevant Church of England schools in the Diocese.


This 2026 Order establishes the Guildford Diocesan Board of Finance as the new trustee for the endowment previously associated with St Bede's Church of England Junior School in Surrey after its premises ceased use for that purpose, authorizing the immediate transfer of assets and the subsequent consolidation of this endowment with the Diocese of Guildford Consolidated Educational Endowments Fund, where the capital and income will be managed under uniform statutory trusts for the benefit of current Church of England schools within the Diocese.

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The Local Government Finance Act 1988 (Prescription of Non-Domestic Rating Multipliers) (England) Regulations 2026

Published: Mon 23rd Feb 26 Came into force: Wed 1st Apr 26

The Treasury prescribed the non-domestic rating multipliers for England for financial years starting on or after 1st April 2026, defined statutory thresholds for RHL hereditaments, and excluded the 2024 Regulations from future application dates.


These Regulations, made by the Treasury and effective from 1st April 2026, prescribe the specific non-domestic rating multipliers used to calculate business rates in England for occupied, unoccupied, and centrally rated hereditaments, establishing thresholds based on rateable value (£51,000 and £500,000) to determine whether a small business RHL, standard RHL, high-value, or standard multiplier applies, particularly for retail, hospitality, and leisure properties, while also amending the 2024 Regulations to limit their future applicability.

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The Guaranteed Minimum Pensions Increase Order 2026

Published: Tue 17th Feb 26 Came into force: Mon 6th Apr 26

The Order set the annual increase rate for specific parts of Guaranteed Minimum Pensions at 3 per cent, commencing on April 6, 2026.


This Statutory Instrument, The Guaranteed Minimum Pensions Increase Order 2026, legally mandates a 3 per cent annual increase for the portion of Guaranteed Minimum Pensions (GMPs) attributable to earnings factors covering the tax years from 1988-89 through 1996-97, effective from April 6, 2026, based on the Secretary of State's review of price increases showing a 3.8 per cent rise over the preceding 12 months.

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The Producer Responsibility Obligations (Packaging and Packaging Waste) (Amendment) Regulations 2025

Published: Tue 23rd Dec 25 Came into force: Thu 1st Jan 26

The Regulations amended the 2024 Producer Responsibility Obligations rules by introducing specific definitions, defining producer liability in mergers and acquisitions, creating reporting pathways for closed-loop packaging waste, updating compliance fees, and outlining transitional reporting arrangements.


These Regulations amend the 2024 Producer Responsibility Obligations (Packaging and Packaging Waste) Regulations, effective from January 1st, 2026, across England, Wales, Scotland, and Northern Ireland, primarily by introducing new definitions for fibre-based composite materials, refining producer responsibility during corporate mergers and acquisitions, and establishing specific rules and charges for reporting 'closed loop packaging waste' derived from food-grade plastic.

Furthermore, the amendments adjust the scope of exemptions for charities, update various financial charges outlined in Schedule 1, and empower the scheme administrator to appoint Producer Responsibility Organisations (PROs) to assist in regulatory functions, alongside detailed transitional provisions for reporting historical data related to the new closed-loop category.

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The Motor Fuel Price (Open Data) Regulations 2025

The Secretary of State introduced regulations creating an open data scheme for motor fuel prices, establishing an aggregator, imposing data submission duties on fuel traders, granting enforcement powers to the CMA, and setting financial penalties and procedural appeals.


These Regulations, made under the Data (Use and Access) Act 2025, establish a mandatory open data scheme requiring motor fuel traders in England, Wales, Scotland, and Northern Ireland to register their petrol filling stations and report the selling price of motor fuels to an appointed third-party 'aggregator'.

Motor fuel traders must provide this price information, including any subsequent changes within 30 minutes of occurrence, for public dissemination via an Application Programming Interface (API) and other means.

The Competition and Markets Authority (CMA) is responsible for enforcement, with powers to issue compliance notices, conduct investigations, impose financial penalties up to 1% of worldwide turnover, and pursue criminal sanctions for false information or obstruction.

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The Consumer Composite Investments (Designated Activities) (Amendment) Order 2025

Published: Thu 18th Dec 25 Came into force: Mon 6th Apr 26

The Treasury amended the Consumer Composite Investments (Designated Activities) Regulations 2024 to introduce temporary exemptions for financial promotions referencing PRIIPs KIDs during the transition period ending in December 2027.


This Order, made by the Treasury, amends the Consumer Composite Investments (Designated Activities) Regulations 2024, establishing temporary exemptions from the financial promotion and scheme promotion restrictions for communications related to Key Information Documents (KIDs) previously governed by the PRIIPs Regulation, effective from April 6, 2026, until December 8, 2027, within the context of the transition to the new Consumer Composite Investments regime.

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